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Real Estate News

- More than 9 out of 10 people polled by TD Bank said they are planning to use their own savings to fund the cost of a renovation. Fewer people are taking out home equity lines of credit: 313,744 of these loans were originated in the third quarter of 2018, down 11 percent year-over-year, ATTOM Data Solutions found. Rising interest rates have made it less attractive to borrow against your home's value. Whether you're planning on gutting your bathroom or putting in new landscaping, odds are you'll be digging into your own pockets to pay for it. A recent survey by TD Bank found that more than 90 ... [Read More]

Source: cnbc.com

- Refinance Index also retreats 5% Mortgage applications moderately fell for the week ending Jan. 18, 2019, according to the newest data from the  Mortgage Bankers Association 's weekly Mortgage Applications Survey. MBA Vice President of Economic and Industry Forecasting Joel Kan said mortgage application activity cooled off last week after two consecutive weeks of sizable increases. On an unadjusted basis, the Market Composite index retreated 2.7% from the  previous week . “Both purchase and refinance applications saw declines but remained at healthy levels, with the purchase index ... [Read More]

- Are you planning a home improvement project this year? If so, you can expect a slight increase in return on your investment compared to 2018, according to Remodeling ’s annual Cost vs. Value Report of 22 different renovation types. “For all projects, the overall cost-to-value ratio stands at 66.1 percent, slightly ahead of last year,” the authors note. At the same time, the survey of 3200 real estate professionals in 136 U.S. markets points out that costs have also increased – and at a much higher rate. The reasons include more expensive building materials, partly because of tariffs, ... [Read More]

Source: forbes.com

- You get what you pay for, as the saying goes, and there are some areas where you shouldn't skimp on quality – building materials and contractor services, for example. When you cut corners in important areas, you'll typically end up paying a lot more in the long run. You might have higher operating costs, have to pay extra to fix the mistakes made the first time around or replace something years before you should have to. –– Insulation. Properly insulating your home improves comfort, increases energy efficiency and reduces heating and cooling costs. According to the Energy Star program, ... [Read More]

- It doesn’t matter how perfect your home is—if your listing photos don’t stand out, potential buyers won’t come by to take a look. "Lessons From Listing Photos" is our new series in which we dissect the smart updates sellers have made to their homes, and how their listing pics highlight the home’s best assets. The former owners of this Portland, OR, home knew they had a gem of a property—even before they fixed it up. Despite the dated kitchen and questionable wall paint colors, they purchased the two-bedroom, two-bath home for just a shade over $450,000 in 2014. There were plenty ... [Read More]

Source: realtor.com

- Mortgage refinancing spree becomes a race against the clock Some 43 million homeowners can reduce their mortgage interest rate by refinancing, according to a recent mortgage report by Black Knight, a mortgage data and analytics company. One such way to do this is through cash-out refinancing, an increasingly popular way for homeowners to draw equity from their homes while lowering their interest rate. Refi applications have been surging ever since rates started to decline from the 5 percent level in October. Homeowners may have a small window to snag a lower rate As mortgage rates continue to ... [Read More]

Source: bankrate.com

- , a handful of farmhouse mascots can actually help you sell your home for well above asking price. (Like, 25 percent above asking or more!) We cherry-picked ten approachable reno projects that deliver on fresh style and—apparently—major ROI. Claw-foot tubs (+29 percent) We know, we would have guessed a soaker tub, too—but apparently the elegance of an old-school claw foot can literally make a sale. Farmhouse sinks (+26 percent) Porcelain, apron-front sinks are a splurge kitchen choice for sure—but apparently they pay you back big-time in the long run. Exposed beams (+26 percent) ... [Read More]

Source: purewow.com

- Transitional is the No. 1 kitchen style and Shaker the top cabinet style, the 2019 U.S. Houzz Kitchen Trends Study finds If you’re considering a kitchen renovation, perhaps the idea of white cabinets has crossed your mind — specifically, white Shaker-style cabinets. If so, you wouldn’t be alone. The 2019 U.S. Houzz Kitchen Trends Study gathered information from more than 1,300 Houzz users who had completed a kitchen remodel or addition project in the past 12 months, who are working on one or who are planning to start one in the next three months. Here are five design trends for kitchens ... [Read More]

Source: houzz.com

- The idea of finishing a basement can inspire the greatest of possibilities: Extra space for that pool table you've always wanted! Rooms (galore) for the kids to play! A place to host the ultimate Super Bowl bash that won't leave your living room in shambles! And then, of course, there's the added resale value. It's a costly project, indeed; in 2017, the average cost to remodel a basement was over $70,000—but homeowners reported a 70% return on investment, according to Remodeling Magazine's annual Cost vs. Value report . That's perhaps why finished basements have become one of the most ... [Read More]

Source: realtor.com

- Working in real estate, I understand the value of owning property lies in the equity you build. When you buy income-producing real estate, you are holding onto that property not only for the resale value, but also for the ability to generate passive income by renting to tenants. Owning rental properties is a long-term investment strategy that can provide financial security. Since most people don’t start out by buying their forever home, that smaller, "starter" home or condominium may be a great option to convert into a rental when it comes time to move on to the next home. The work ... [Read More]

Source: forbes.com

- If rising home prices have you down–in–the–dumps and concerned about affordability, think again. Low down payment mortgage options — some requiring as little as 3% down — are available for qualified borrowers and can offer you a path to homeownership. Far too many homebuyers still believe they need a 20% down payment to purchase a home. Unfortunately, this is one of the biggest misconceptions in the market and is a perceived barrier to millions of aspiring homeowners. In fact, the average down payment for first-time homebuyers is 5%, according to the National Association of Realtors ... [Read More]

- Whether you see yourself staying in your home for the rest of your life or just another year or two, there are ways to increase the value of your home within the first year of purchasing it. Sinking even a few thousand dollars into energy-efficient windows or hardwood floors in your kitchen can make a huge difference in your resale value. Here are seven smart ways you can increase your home’s value in the first year. 1. New Driveway Your driveway plays a crucial role in connecting your home to the street. It’s also a big part of the first impression people get when they pull up to your ... [Read More]

Source: homes.com